Health Coverage for Individuals and Businesses
Evaluating health insurance is a vital step for individuals, families, and self-employed professionals, as well as business owners. Through SCI Guidance, we provide the education needed to navigate diverse coverage landscapes.
Individuals & Families
- Individual Health Plans: ACA Marketplace, short-term medical, and private off-exchange plans.
- Family Coverage: Comprehensive benefits for dependants and pediatric services.
- Marketplace Guidance: Help with premium subsidies (APTC) and cost-sharing reductions.
Small Business Health Coverage
Traditional Group
The gold standard for employee benefits with significant business tax advantages.
ICHRA & QSEHRA
Modern tax-free reimbursement models offering budgeting control and employee choice.
SHOP Plans
Tax-incentivized coverage models for smaller business owners available via Marketplace.
Self-Employed Professionals
Freedom shouldn't come at the cost of your health. I help entrepreneurs find coverage that balances high-quality care with budget-conscious premiums, ensuring you can focus on building your business.
Supplemental, Dental & Vision
Fill the gaps in your coverage with specialized benefits.
Supplemental Benefits
Accident, critical illness, and income protection to provide a safety net for life's unexpected events.
Dental & Vision
Access to premium PPO networks for routine care and major orthodontic services for you and your team.
Compliance & Strategy
Navigating ERISA, ACA requirements, and state regulations doesn't have to be overwhelming. At SCI Guidance, we build long-term strategies that keep you compliant and protected.
Medicare Guidance
Expert navigation through Medicare Advantage, Medigap, and Prescription Drug Plans. We help transitioning employees and retirees understand their choices without the confusion. (Coming Soon)
The SCI Guidance Process
STEP 01
Discovery
We review your current situation, business needs, and health goals.
STEP 02
Analysis
Comparative look at market options and specialized plan designs.
STEP 03
Execution
Seamless enrollment and ongoing management support for you and your team.
Support for Owners & Employees
Whether you're a business owner looking to attract talent with better benefits, or an employee navigating your company's offerings, SCI Guidance provides the clarity needed for confident healthcare decisions.
Educational Disclosure: I am a licensed insurance agent and may receive compensation if you choose to enroll in a plan through my guidance. This information is for educational purposes and is not a comprehensive list of all plans available in your area. Enrollment in certain plans is restricted to specific times of the year (Open Enrollment) unless you qualify for a Special Enrollment Period (SEP) due to a qualifying life event. SCI Guidance does not offer every plan available in your area.
SCI Guidance: Healthcare Insurance Solutions Built on Trust
Empowering individuals, families, and businesses with expert guidance and dedicated stewardship for all their health insurance needs.