Helping Business Owners Protect What They've Built
Running a business comes with enough uncertainty. SCI Guidance helps business owners implement life and health insurance strategies that protect their families, employees, and long-term success. Whether you're a solo entrepreneur or leading a growing team, we'll help you build a benefits strategy that supports your goals.
Your Business Is One of Your Greatest Investments
Many business owners insure their buildings, equipment, and vehicles but overlook the people who make the business possible—including themselves. A thoughtful insurance strategy helps reduce financial risk, support employees, and strengthen the future of the business.
Protect your family's financial future
Support employee recruitment and retention
Plan for ownership transitions
Safeguard your business from unexpected events
Create a stronger employee benefits package
Build long-term business stability
Our Consultative Process
1. Discover
Understand your business, goals, employees, and current coverage.
2. Evaluate
Review existing policies and identify potential gaps.
3. Build
Develop a customized protection strategy.
4. Support
Provide ongoing reviews and updates.
Business Insurance Solutions
Employee Health Benefits
- Group Health Insurance
- Small Business Health Plans
- Employee Benefits Consulting
- ACA Compliance Guidance
- Benefit Strategy Planning
Key Person Insurance
Protect your business if a critical owner or employee unexpectedly passes away. Maintain operations, cover financial obligations, and provide stability during transitions.
Executive & Owner Protection
- Executive Bonus Plans
- Individual Life Insurance
- Disability Income Protection
- Long-Term Financial Protection
Individual Health Coverage for Business Owners
Designed for entrepreneurs and self-employed professionals. We help compare: Individual health Plans, Family Coverage, ACA Marketplace Plans, Supplemental health Insurance, and Dental & Vision.
Buy-Sell Agreement Funding
Ensure smooth ownership transitions by funding agreements with life insurance. Protect partners, families, and the future of the business.
Who We Serve
Small Businesses
Family-Owned Companies
Startups
Self-Employed Professionals
Contractors
A Trusted Advisor for Business Owners
SCI Guidance takes a consultative approach by first understanding your business before recommending insurance solutions. We act as your long-term strategic partner.
Independent guidance
Access to multiple insurance carriers
Common Questions
Do I need health insurance if I'm self-employed?
We provide personalized guidance to help you navigate this specific question based on your unique business situation.
What is Key Person Insurance?
Key person insurance protects your business if you or a critical team member becomes unable to work.